Terms of Service

By accessing or using Colesar, you agree to be bound by these Terms of Service. If you do not agree, do not use the platform.

You must be authorized by your organization to use Colesar on its behalf and to connect its systems and data.

You are responsible for maintaining the security of your account credentials and for activity that occurs under your account.

Colesar grants you a limited, non-exclusive right to access and use the platform in accordance with these terms and any applicable order or agreement.

Where you connect identity providers, ERP systems, banks, payment processors, or other third-party platforms, you represent that you are authorized to grant Colesar access to the relevant data.

Colesar processes identity, permission, system, and workflow data solely to provide the platform's financial access intelligence functionality.

Colesar's platform includes AI-generated explanations grounded in the financial access graph. These insights are intended to help users understand financial authority and are not a substitute for independent review and judgment.

Colesar maps, analyzes, and surfaces financial access relationships. Colesar does not take automated action on your systems, revoke access, or block payments unless such capability is explicitly implemented and authorized by your organization.

You agree not to misuse the platform, attempt unauthorized access, or use the platform in a manner that violates applicable law.

Colesar retains all rights, title, and interest in the platform, including its underlying technology and documentation.

Each party agrees to protect the other's confidential information with a reasonable degree of care.

Colesar maintains technical and organizational measures designed to protect data processed on the platform.

Colesar is not responsible for the availability, accuracy, or security of third-party systems you connect to the platform.

Colesar provides intelligence and analysis regarding financial access. It does not provide banking, financial, legal, or regulatory advice, and does not guarantee that it identifies every possible access path or prevents fraud unless such capability is explicitly implemented.

To the maximum extent permitted by law, Colesar will not be liable for indirect, incidental, or consequential damages arising from use of the platform.

You agree to indemnify Colesar against claims arising from your misuse of the platform or violation of these terms.

Either party may terminate access to the platform in accordance with the applicable agreement between the parties.

These terms may be updated from time to time. Continued use of the platform constitutes acceptance of the updated terms.

These terms are governed by the laws applicable to your agreement with Colesar.

For questions about these terms, contact your Colesar representative.